Commercial Mortgages

Funding solutions for SMEs

Commercial Mortgages

Business mortgages are designed for the purchase or re-mortgage of a property that is to be used for business purposes. They are are also available on ‘mixed use’ properties – part commercial, part residential. SME funding UK source business mortgages across the whole market.
The value of using a broker such as SME funding UK is notable because every business mortgage transaction is unique – our role is to source the best deal for you.

Commercial mortgages are tailored to meet the borrower’s needs. Where suitable, elements of the commercial loan structures available to clients can include:

  • Interest-only mortgages
  • Fixed rate options
  • Longer term repayment mortgages – up to 25 years
  • Variable mortgages linked to Bank Rate or LIBOR

Our business mortgages cover all types of commercial property. In general it is possible to arrange business funding of up to 75% loan to property value and up to 100% with additional suitable security. We can also arrange funding for almost any UK building, including restaurants, pubs, hotels, schools and care homes.

Commercial Investment Mortgages

These are designed for individuals and companies looking to refinance or purchase a commercial property to rent out. They are also available on mixed use or semi-commercial properties. The mortgage rates are based on the strength of the proposal. In other words – the mortgage rate and deposit depends on the quality of tenant, the nature of the property the borrower’s investment experience and the length of the lease.

In general we can arrange commercial funding up to 75% loan to property value dependent on the quality of the asset and the tenant. SME funding UK will approach the right lenders on your behalf including specialist commercial mortgage lenders, high street banks, challenger banks and building societies. We will select the most beneficial lender for you in order to achieve the best funding solution.

We can provide commercial investment mortgages for different types of property and businesses including (but not exclusively), retail, industry, health and leisure and education.

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Let us reduce the risk and save you time and money sourcing funding for your business!

SME funding UK Ltd is authorised and regulated by the Financial Conduct Authority (772970) and we are a Member of the National Association of Finance Brokers (M/0122/16)

We are also registered with the Information Commissioner’s Office (ZA209808)

Please note SME funding UK Ltd are brokers and not a direct lender.