What has been said about us?


Lending to start-ups can be a minefield, but after being recommended to Henry, even after our first phone call, I knew I was in very capable hands.

Henry understood what I was trying to achieve, helped me navigate the best deal and ensured it paid-out on time.

I have no hesitation in recommending him to any other business owners looking for alternative funding sources to the main high street banks!

His service and professionalism was FIVE STARS!

Karen Tait
The Residence Coworking Ltd
May 2022

Mortgage application

Henry went miles above and beyond to help us achieve our dreams and find us a great mortgage.

The application was one of the most complicated he’d ever done, and the requirements were off the scale, but he took it all in his stride, calm and professional at all times.

He helped me navigate through the jargon and last week we completed!

This means we can move on with projects which will be life changing for us including the creation of Southwold’s first fully compliant disabled holiday let!
Henry Audley-Charles take a bow!

Rebecca Rix-Meo
October 2021

optimum finance logo

There are not many brokers who will ensure their client is getting a bespoke and personal service that Henry provides. From the first contact I had with Henry it was clear that he wanted to not only provided his client with great service but build and maintain a strong connection with us. A deal isn’t just a deal to Henry, its about going the extra mile to ensure that all those involved are fully aware of the finer details and processes in order to have to have a smooth transition from an onboarding stage to being a fully signed up client.

I can honestly say I don’t think there is anything more you could have done in order for the deal to go through. Maybe it wasn’t the quickest deal to be done, however we got there and ensured the prospect/client had the best client journey possible.

Your clients are very lucky to have someone who will literally live and breathe their deal until it is fully completed.

Lisa Doherty
Commercial Team Manager
Optimum SME Finance Limited

Mulini Displays and Services

SME funding have been instrumental in helping us source the right funding for our unique situation.

We are so thankful to have been introduced to Henry; We could not be happier with his fast service, ethical manner and his sound advice.

In fact, we are so happy with Henry we have tagged him on our phone contacts as ‘speedy money’.

Lisa Woodcock

What a great business you’ve presented to us, and thanks for giving us so much information. It’s because of this that we could pretty much underwrite the deal so easily and quickly. We were really pleased with how you’ve handled this. A genuine refreshing approach from a broker.

Paul Barker

I have recently required the services of SME funding UK Ltd to source working capital for my growing business and, having previously dealt with high street banks, I was not anticipating a straightforward experience.

From my very first phone call to Henry, to receiving funds in my account, I found the whole experience refreshingly open, honest, informative, helpful, incredibly smooth and surprisingly uncomplicated.

Henry quickly grasped what type of funding I should be considering out of the myriad options in the market and was able to lend an impartial but sympathetic approach to all my concerns. He was able to give me such independent advice that I was able to make an informed decision.

Henry was a consummate professional, friendly, very experienced in his field and extremely reliable. It was a pleasure dealing with him.

I have no hesitation in recommending him to any other business owner looking for alternative funding sources to the main high street banks! I shall certainly be using his services again soon for vehicle and capital equipment funding.

Keith Norman

Short term property loan

I can highly recommend SME funding UK Ltd. Henry was very understanding of my requirements and the timescale we had to work to. Henry’s attentive work ethic and his availability on the phone saved precious time and I received the funding into my bank a full 2 weeks before my deadline. Thank you so much Henry.

Steve Buchan

Speaking as an underwriter, working with Henry on one of his (complicated!) deal’s recently has been an absolute pleasure. He has made the process so much smoother for his client with his quick responses and clear understanding of both his client’s business and the financial industry as a whole.

Samantha Thorpe

BJ Waller Ltd

Henry was a brilliant recommendation. He was able to complete all the paperwork, make all the calls and deal with everything on my behalf.

He saved me loads of time and money in research and wasted calls.

He was that good to deal with I was recommending him before the deal was completed!

Luke Piper

Henry worked tirelessly to ensure we appointed the right lender for our business, he was available at any time for advice and consultation and we were particularly impressed with his vast knowledge of invoice finance and banking.

John Richardson

From start to finish, Henry was a pleasure to work with. The application was packaged to a very high standard, making mine and the underwriter’s job a lot easier. This was not a straight-forward application, but with Henry’s co-operation the business received the funds within the tight time-frames given. As a broker manager working for an alternative lender, I have, and would, highly recommend Henry to anyone within the industry.

Roxy Seabourne

We have worked closely with Henry over the past three months. His knowledge and expertise are second to none. With a friendly and professional approach, Henry has helped us achieve our financial requirements in a timely manner and ensured we received the best possible deal. Not only did Henry help us in his field of expertise but he also introduced us to others in his network which aided us in the development of our new business. By far the easiest recommendation we have ever made. A true gentleman!

Steven Rennie


I used Henry at SME funding to help me navigate the financing of the acquisition of a new business as well as the necessary facilities to support its growth. There were many challenges and intricacies with our case that made it highly complex. This did not phase Henry and he dealt with each and every one of them with professionalism and positivity. In all my years in business, I have not come across a broker/consultant with more integrity or determination. Henry and SME Funding UK will remain my go-to solution for all my business financing requirements. Thanks Henry!

Tom Munt

Roman's Garage Services

I would have no hesitation in recommending Henry. He is a very passionate, confident and reliable individual with what he does. Henry is always at the end of the phone and has never failed to deliver a professional service.

Muhammad Anjum

I’d just like to thank you sincerely for assisting me and my business secure new finance. I have been thoroughly impressed at your perseverance, dedication and attentiveness – especially when we encountered a few setbacks. I would have absolutely no hesitation in recommending you or your services to businesses in my position now and in the future – and I look forward to working with you again.

Paul Thompson

Contact us today

Let us reduce the risk and save you time and money sourcing funding for your business!

SME funding UK Ltd is Authorised and Regulated by the Financial Conduct Authority – FRN: 772970

We are a Member of the National Association of Finance Brokers (M/0122/16)

We are also registered with the Information Commissioner’s Office (ZA209808)

Please note SME funding UK Ltd are brokers and not a direct lender.